The Stages Of Life & Friendship
Let me philosophize for the new month a little. Let me explain about the stages of life and friendship. There used to be the times when you were young. You didn’t know who you were, or what you were doing. You just were, and you found everything amusing.
Then is the stage where you grow a little and things start to make sense to you, but not enough sense to stop laughing and having fun.
School shapes you to be who you are, either a nerd who is destined for a computer or a bully who is destined to be a boxer or in jail. School however doesn’t determine what you will be and to what extent, your first job will.
Everyone knows once your first job arrives, maturity also comes knocking. You will see your first budget take effect. You might want to buy a CD or a computer, but budgets will start happening. Money can’t be without a budget.
This is where dreams and reality come into play, and more maturity of the fact that you could have done better at school or didn’t even need to go. Decision-making is now a part of life.
A Saver, Spender, Or A Thinker
Once you have a job, it doesn’t matter how strongly you felt for morals beforehand. Now it’s as solid as steel. You are either a saving person a thinking person or a spending person. Let me elaborate.
The Profile Of A Saving Person
A saving person is what the name entails, where every penny one has achieved through hard work is saved. These people are frugal on spending, neglecting anything they consider a “want” to concentrate heinously on saving for their “needs” in life.
A saver gets by on the bare essentials, showing value and loyal appreciation for the money that goes through their hands. A saver does not consider the trivial disposable commodities but prefers putting aside money for more worthy investments, like a house instead of yearly subscriptions to as many girly magazines marketed on the face of the earth.
Savers usually also understand the concept of money and learn to appreciate its economics. You ask a saver an economic question; he’s bound to have an answer within ten seconds.
The Profile Of A Thinking Person
A thinking person is someone who evaluates everything before them, seeing money through the eyes of modest personal gratification and usually not led by the “needs” and “wants” a saver would, but firmly on budget.
A thinking person will take into effect values such as his happiness and the values of money itself to increase his stance in front of his competition.
A thinking person decides what to buy upon his better gain and opportunity, listing them in priority, while a saver would list his needs in order of importance.
Therefore, the simple opportunist rule of law for a thinker is that if it stands to give a gain now, then one must have it now and not after. You may really need a house but why suffer the little perks along the way to just have that house a little quicker.
Saving is then harder for a thinker but it isn’t too distant. A thinker can save but is very wise in adjusting priorities to suit his benefit at that time, and not necessarily the frivolous needs one as like a spender would have.
As a result, budgets for a thinker are never static for too long because everyday brings a new idea, and with a new idea comes more thinking, decision making, budgeting, and then a conclusion on whether it is beneficial to capitalize on the preferential needs, or not at all.
Let’s take this situation into consideration. A thinker has an option of buying a car or a computer with equal amounting money. Now to a saver, a car would be a need, as would be the same to a thinker, allowing them both an ability to get to work quicker, as well as a freedom and economical boon attached to it, as opposed to catching public transport.
A computer on the other hand would give the same person the satisfaction of having a “want” fulfilled, as well as an ability to have fun and leisure, to study programs used to help at training courses, or even as a promotion in a current job.
Okay, that was a bit subjective on my own personal situation, but the point is that to a thinker, a computer would pose greater opportunity, whereas buying a car would be economically better.
Depending on a thinker’s perspective then, his budget will be far less intractable than that of a saver, allowing the person to pick according to the greater benefit.
So in conclusion, a thinker does not starve his options but nor does he embellish them either. A thinker spends money before it is born, maybe a month or so in advance, and the decision is always transitionally recorded in a budget, for perspective.
A budget instructs the person on how to spend, how much to spend on extra curricular activities, how much to save, and how much to devote to normal needs.
The Profile Of A Spending Person
A spender on the other hand is exactly put; also spending money like thinkers would but only perhaps a week in advance, at most.
A spender is usually fickle and unthinking, a kind of person with lots of fines or overdue bills to pay, and often one who rarely gets ahead. A year down the track in the same job and the spender will have nothing to show, having achieved little and amounting even littler in possessions.
Disposable goods and spontaneous spends are what this one is about, racking spending patterns up on diminishable goods that lose value close to immediately, like food, rent, travel fare, petrol, gifts, and so on.
Such is the life of a spender, as it would be safe to say, never ask a spender to lend money; as he’ll never have it. Never give money away to spenders either as more likely, you will never get it back.
Spenders don’t believe in budgets. They’ve never really seen one and wouldn’t even try.
Reasons One Loses Their Adolescence
Now that I’ve elaborated on that subject and quite well I must admit, I’ll keep elaborating. Jobs also bring more availability. There will come an age where you will be with a whole lot of people and not need a location or a reason to have fun. You could go anywhere and fun would just arrive. Women stop that most of the time.
The moment you have a job and a woman provided you aren’t gay or bisexual, you have lost your boyhood for good. It doesn’t matter if you lose your girlfriend and your job, you can never go back to what it was and wonder why. Once you’ve lost these two things, you’ll spend the rest of your life trying to get them back.
You like what money can do for you and you like what a woman can give to you.
From this point on you can no longer laugh as much, have as much fun. It’s all serious now. You now have the rest of your life to think upon, you have to start planning.
Now you have to have a destination to have fun, and it’s usually an over-eighteen destination. Without a destination you can’t have mature fun, and you can’t have boy fun anymore. It’s all about money and numbers now, not simplicity.
Life Gets More Complicated With Time
You will notice that as life goes on it just gets more complicated and you make it that way and no matter what you try it doesn’t get any simpler, it just keeps building up. You either want to know more, need more or wouldn’t mind more. So far I haven’t reached past this stage, so I can’t fully write on that topic. But I’ll be back in ten years with that.
Deciding On Casual Or Permanent Pay
Today at work at Martinson Engineering for the new month I got more options. My review came today. I have to decide whether to be casual and earn more money a week but none for holidays or I can earn $30 less and have holiday pay.
I’ve already thought out that I’ll take casual pay. I shouldn’t be working at Martinson Engineering for more than early next year. Even then, I could change to permanent.
There are a lot of choices I have to make this month, choices that will determine my budget, my happiness, and my life.
Seeing Dina On The Bus
Coming home today, I had seen Dina on the bus. We had a talk. She looked alright, almost like plastic, probably is.
After all this philosophy I can’t really say much except for I’ll be at Macarthur Square tonight with Ali and Imad, and that this weekend is packed.
Diary Of A Mad Chaos is a daily diary written from March 1996 until today, of which individual books and book series have been created, namely “The Lost Years” an exploration of young, entwined love, the “Wubao In China (猎艳奇缘)” book series which provides an extensive comparative analysis of the cultural differences between Eastern and Western societies, and the book titled “Foreigner (华人)” an exploration of race relations in Australia.
